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Menampilkan postingan dari April, 2025

The Indonesian Digital Reformation

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The Rise of Cashless Transactions: Digital Transformation in Indonesia’s Financial Sector In recent years, Indonesia has experienced a significant digital transformation across various sectors, and one of the most visible changes is within the financial industry. What once relied heavily on cash transactions is now shifting toward a more cashless, tech driven economy. This change is not just a trend but a fundamental shift in how people interact with money, driven by technological innovation, government support, and changing consumer habits. Indonesia has long been a cash-dominated society, especially in traditional markets and small businesses. However, the rise of smartphones, internet access, and digital platforms has opened the door for easier, faster, and safer financial transactions. Digital payment systems, such as e-wallets and mobile banking apps, have become essential tools for millions of Indonesians. Apps like GoPay , OVO , DANA , LinkAja  and ShopeePay allow users to ...

Online Writing Experiences with Nothing Like Us

  I still remember the night I started writing my first real story. I was in 8th grade, feeling a little invisible, a little los,t like no one really saw me. That’s when I opened my notes app and started typing out a story I called Nothing Like Us . It was about a lonely girl who had almost nothing: no money, no support, and no sense of direction. Then she meets someone who has everything, a man from a completely different world. Wealthy, confident, and powerful. The story follows their connection, the complications of their differences, and the quiet hope that love might be enough. At first, it was just something I wrote to escape reality. School felt boring, and life felt repetitive. But writing made me feel alive. It gave me a space to explore things I couldn’t always say out loud. I poured so much of my feelings into that story, uncertainty, curiosity, even a bit of pain. It wasn’t just about a fictional girl; it was also about me. The feelings of being out of place, the desire...